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Insurance & Payment

We accept most major insurance plans and make it easy to understand your coverage before treatment begins.

Accepted Insurance Plans

We work with most major providers to keep care accessible

Workers' Comp & Auto

All workers' compensation carriers and auto/PIP plans. Decades of experience navigating claim documentation, functional testing, and return-to-work coordination β€” anchored by our Occupro certification in injured-worker care.

  • Travelers
  • The Hartford
  • Liberty Mutual
  • Zurich
  • Berkshire Hathaway
  • Auto / PIP Coverage

Included with Care

  • Direct billing to carriers
  • Adjuster & case-manager coordination
  • Audit-ready claim documentation

Traditional Coverage

In-network with most major commercial plans, plus preferred relationships for streamlined authorizations.

Preferred Partners

  • Optum Network
  • Tricare

Commercial Plans

  • Blue Cross Blue Shield
  • Aetna
  • Cigna
  • UnitedHealthcare
  • Humana

Medicare

Medicare-approved provider with extensive experience caring for older adults β€” post-surgical rehab, balance and fall prevention, joint pain, and chronic-condition management.

  • Medicare Part B
  • Medicare Advantage

How We Handle It

  • Direct billing to Medicare
  • Supplemental plans coordinated
  • Care plans tailored to visit limits

No Insurance? We Have Options.

Self-pay rates and flexible payment plans keep care accessible whether you're uninsured, out-of-network, or simply want to skip authorization delays. Transparent pricing, no surprises.

Don't see your plan? Contact us β€” we may still accept your insurance.

How Insurance Verification Works

We handle the paperwork so you can focus on healing

1

Contact Us

Call our office or fill out our contact form. Provide your insurance information and we'll handle the rest.

2

Verify Benefits

Our team contacts your insurance provider to verify your physical therapy benefits, co-pays, and any visit limits.

3

Review Coverage

We explain your benefits clearly β€” what's covered, your estimated out-of-pocket costs, and any authorization requirements.

4

Begin Treatment

Once verified, we schedule your first appointment. No surprises β€” you'll know your costs before treatment begins.

Workers' Compensation

We have extensive experience treating workplace injuries and navigating the workers' compensation process.

Learn About Workers' Comp Services
  • Thorough documentation for your claim
  • Coordination with employers and case managers
  • Functional Capacity Evaluations (FCEs)
  • Work hardening and conditioning programs
  • Return-to-work planning and job site assessments

Self-Pay & Out-of-Network Options

We believe quality physical therapy should be accessible to everyone. If you don't have insurance or your plan is out-of-network, we offer competitive self-pay rates.

  • Transparent pricing with no hidden fees
  • Payment due at time of service
  • Superbills provided for out-of-network reimbursement
  • Flexible scheduling without authorization delays

Insurance FAQs

Questions About Your Coverage?

Our team is happy to verify your insurance benefits before your first visit. Call us or send a message.